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BFH

Bread Financial Holdings, Inc.

NYSE • United states

$104.70

+$2.24

(+2.19%)

Source: Yahoo Finance · Quote time Oct 20, 2026 17:47 GMT+0000

Catalyst Evidence

No verified catalyst stored yet

Click “View” to see the stored chain of evidence (if available).

Management
Credibility
Score

Bread Financial Holdings, Inc. (BFH)

Unavailable

Quotes may be delayed

$4.02B

Market Cap

223,393

Volume

6.6

P/E Ratio

0.88%

Div Yield

Bread Financial Holdings, Inc. Price Chart

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Management Credibility Analysis

Unavailable

Verified Management Score Unavailable

Management credibility requires sourced guidance and earnings history.

Upcoming Catalysts

Verified event feed

Verified Catalysts Unavailable

No sourced upcoming event feed is configured for this stock yet.

Company profile

No description available

Chief executive: Not disclosed
Headquarters: 3095 LOYALTY CIRCLE, COLUMBUS, OH
Founded: Not disclosed

📈 Company Timeline

Major business events

Positive

Negative

Neutral

15 Sep 2026

Bread Financial Holdings, Inc. reported Regulation FD disclosure

Bread Financial Holdings, Inc. filed an 8-K covering Regulation FD disclosure, supporting financial statements or exhibits.

8 Sep 2026

Bread Financial Holdings, Inc. reported A material agreement

Bread Financial Holdings, Inc. filed an 8-K covering a material agreement, supporting financial statements or exhibits.

17 Aug 2026

Bread Financial Holdings, Inc. reported Regulation FD disclosure

Bread Financial Holdings, Inc. filed an 8-K covering Regulation FD disclosure.

14 Aug 2026

Large-holder ownership filing

A holder reported or amended a beneficial ownership position of more than 5% in Bread Financial Holdings, Inc..

27 Jul 2026

Bread Financial Holdings, Inc. filed Form 10-Q

Bread Financial Holdings, Inc. submitted Form 10-Q to the SEC for the period ending Jun 30, 2026.

Capital Structure & Financial Position

Financial strength and liquidity analysis

Cash and equivalents (USD)$3.68B

Total assets (USD)$22.45B

Total liabilities (USD)$19.09B

Shareholders' equity (USD)$3.37B

Long-term debt (USD)$4.31B

Debt due within a year (USD)$161.50M

Source: SEC EDGAR company facts (opens in a new tab) Balance sheet dated 30 Jun 2026

Peer Comparison - Consumer Discretionary

Company	Price	Market Cap
AMZN - Amazon.com, Inc.	$262.37 Yahoo Finance	$2.83T
WMT - Walmart Inc.	$117.80 Yahoo Finance	$934.60B
V - Visa Inc.	$407.85 Yahoo Finance	$728.73B
MA - Mastercard Incorporated	$620.80 Yahoo Finance	$543.83B
COST - Costco Wholesale Corporation	$990.62 Yahoo Finance	$438.97B

📋 Corporate Actions

Recent and upcoming corporate events

Verified Corporate Actions Unavailable

Dividend, buyback, split, and spin-off feeds are not ingested for this stock yet.

Financials

Financial statements and key metrics analysis

Quarter	Revenue (USD)	Operating income	Net income	Diluted EPS (USD)	Filed
Q3 2021	$104.30M	$382.80M	$224.00M	$4.47	10-Q · 3 Nov 2021
Q2 2021	$96.10M	$473.30M	$274.00M	$5.47	10-Q · 5 Aug 2021
Q1 2021	$140.80M	$503.10M	$286.00M	$5.74	10-Q · 5 May 2021
Q4 2020	$1.11B	$258.70M	$12.00M	$0.25	10-K · 26 Feb 2021
Q3 2020	$134.50M	$291.00M	$133.30M	$2.79	10-Q · 4 Nov 2020
Q2 2020	$119.50M	$174.70M	$38.40M	$0.81	10-Q · 4 Aug 2020

Source: SEC EDGAR company facts (opens in a new tab)

Analyst Consensus

Buy

Target: $117.36

12.1% upside potential

📈

Strong Buy

Unavailable

👍

Buy

6

⏸️

Hold

6

📉

Sell

0

12 analysts covering this stock

Source: Nasdaq analyst research (opens in a new tab) Retrieved 20 Oct 2026, 17:48 UTC Targets range 107.00–130.00 Ratings are third-party opinions, not advice.

💰 Upcoming Dividends

Next dividend payments

Verified Dividend Data Unavailable

Dividend calendar data is not ingested for this stock yet.

Guidance Evolution

Verified Guidance History Unavailable

Verified company guidance history is not ingested for this stock yet.

💼 Director Transactions

Recent insider activity

15

Oct 2026

Gerspach John C

Director

Grant or award

Unavailable per share

704 shares

14

Sep 2026

McCarthy Dennis James

EVP, Chief Revenue Officer

Open-market purchase

$108.14 per share

16 shares

28

Jul 2026

Lakhwara Praniti

Director

Open-market sale

$106.12 per share

2,802 shares

15

Jul 2026

Gerspach John C

Director

Grant or award

Unavailable per share

730 shares

15

Jun 2026

Lakhwara Praniti

Director

Grant or award

Unavailable per share

1,638 shares

15

Jun 2026

Natarajan Rajesh

Director

Grant or award

Unavailable per share

1,638 shares

15

Jun 2026

St Clair Joyce

Director

Grant or award

Unavailable per share

1,638 shares

15

Jun 2026

Fawcett John J.

Director

Grant or award

Unavailable per share

1,638 shares

Top Shareholders

Vanguard Group Inc

5,116,037 shares

-2.991% change

12/31/2025

Blackrock, Inc.

3,888,457 shares

-7.959% change

6/30/2026

Dimensional Fund Advisors Lp

3,092,208 shares

0.199% change

6/30/2026

Vanguard Portfolio Management Llc

2,621,816 shares

-4.88% change

6/30/2026

American Century Companies Inc

1,791,190 shares

9.78% change

6/30/2026

Allianz Asset Management Gmbh

1,788,468 shares

32.813% change

6/30/2026

Vanguard Capital Management Llc

1,757,637 shares

-5.978% change

6/30/2026

State Street Corp

1,681,704 shares

-4.708% change

6/30/2026

Turtle Creek Asset Management Inc.

1,310,339 shares

-46.101% change

6/30/2026

Geode Capital Management, Llc

1,132,140 shares

-4.478% change

6/30/2026

Source: Nasdaq institutional holdings (opens in a new tab) Observed 20 Oct 2026, 17:48 UTC· 1 day ago

Research coverage and investment tools

Bread Financial Holdings, Inc. (BFH) is a stock listed on the New York Stock Exchange in the United States, in the Consumer Discretionary sector (Business Services). Its last price was US$104.70 on 20 Oct 2026. That is 82% of the way from its 52-week low of US$59.26 to its 52-week high of US$114.53. It paid US$0.92 a share in dividends over the last 12 months, a dividend yield of 0.88%. The latest ex-dividend date on file is 31 Aug 2026. Its market capitalisation was US$4.02 billion at that price.

Watch Add to portfolio Set an alert Compare Position size

How position sizing works Dividend yield and total return

Quarter	Revenue	Operating income	Net income	Diluted EPS	Gross margin	Operating margin	Free cash flow	Filed
Q3 2021	$104.30M	$382.80M	$224.00M R (restated)	$4.47	—	367.0%	—	10-Q · 3 Nov 2021 (opens in a new tab)
Q2 2021	$96.10M	$473.30M	$274.00M R (restated)	$5.47	—	492.5%	—	10-Q · 5 Aug 2021 (opens in a new tab)
Q1 2021	$140.80M	$503.10M	$286.00M R (restated)	$5.74	—	357.3%	—	10-Q · 5 May 2021 (opens in a new tab)
Q4 2020	$1.11B	$258.70M	$12.00M	$0.25	—	23.3%	—	10-K · 26 Feb 2021 (opens in a new tab)
Q3 2020	$134.50M	$291.00M	$133.30M	$2.79	—	216.4%	—	10-Q · 4 Nov 2020 (opens in a new tab)
Q2 2020	$119.50M	$174.70M	$38.40M	$0.81	—	146.2%	—	10-Q · 4 Aug 2020 (opens in a new tab)

Cash and equivalents: $3.68B
Total assets: $22.45B
Total liabilities: $19.09B
Shareholders' equity: $3.37B
Long-term debt: $4.31B
Debt due within a year: $161.50M

8-K · 15 Sep 2026

Bread Financial Holdings, Inc. reported Regulation FD disclosure (opens in a new tab)

Bread Financial Holdings, Inc. filed an 8-K covering Regulation FD disclosure, supporting financial statements or exhibits.
8-K · 8 Sep 2026 · Material agreement Signed

Bread Financial Holdings, Inc. reported A material agreement (opens in a new tab)

Bread Financial Holdings, Inc. filed an 8-K covering a material agreement, supporting financial statements or exhibits.
8-K · 17 Aug 2026

Bread Financial Holdings, Inc. reported Regulation FD disclosure (opens in a new tab)

Bread Financial Holdings, Inc. filed an 8-K covering Regulation FD disclosure.
SCHEDULE 13G/A · 14 Aug 2026

Large-holder ownership filing (opens in a new tab)

A holder reported or amended a beneficial ownership position of more than 5% in Bread Financial Holdings, Inc..
10-Q · 27 Jul 2026

Bread Financial Holdings, Inc. filed Form 10-Q (opens in a new tab)

Bread Financial Holdings, Inc. submitted Form 10-Q to the SEC for the period ending Jun 30, 2026.

Insider	Date	Transaction	Shares	Average price	Filing
Gerspach John C Director	15 Oct 2026	Grant or award (A)	+704	—	Form 4 (opens in a new tab)
McCarthy Dennis James EVP, Chief Revenue Officer	14 Sep 2026	Open-market purchase (P)	+16	$108.14	Form 4 (opens in a new tab)
Lakhwara Praniti Director	28 Jul 2026	Open-market sale (S)	−2,802	$106.12	Form 4 (opens in a new tab)
Gerspach John C Director	15 Jul 2026	Grant or award (A)	+730	—	Form 4 (opens in a new tab)
Lakhwara Praniti Director	15 Jun 2026	Grant or award (A)	+1,638	—	Form 4 (opens in a new tab)
Natarajan Rajesh Director	15 Jun 2026	Grant or award (A)	+1,638	—	Form 4 (opens in a new tab)
St Clair Joyce Director	15 Jun 2026	Grant or award (A)	+1,638	—	Form 4 (opens in a new tab)
Fawcett John J. Director	15 Jun 2026	Grant or award (A)	+1,638	—	Form 4 (opens in a new tab)

Institution	Report date	Shares	Change
Vanguard Group Inc	12/31/2025	5,116,037	-2.991%
Blackrock, Inc.	6/30/2026	3,888,457	-7.959%
Dimensional Fund Advisors Lp	6/30/2026	3,092,208	0.199%
Vanguard Portfolio Management Llc	6/30/2026	2,621,816	-4.88%
American Century Companies Inc	6/30/2026	1,791,190	9.78%
Allianz Asset Management Gmbh	6/30/2026	1,788,468	32.813%
Vanguard Capital Management Llc	6/30/2026	1,757,637	-5.978%
State Street Corp	6/30/2026	1,681,704	-4.708%
Turtle Creek Asset Management Inc.	6/30/2026	1,310,339	-46.101%
Geode Capital Management, Llc	6/30/2026	1,132,140	-4.478%

Previous close: 102.45 USD
Day range: 102.17 – 105.84 USD
52-week range: 59.26 – 114.53 USD
Volume: 223,393
Market cap: $4.02B
P/E ratio: 6.6
EPS (TTM, diluted): 15.93 USD
Dividends (last 12 months): 0.92 USD
Dividend yield: 0.88%
Ex-dividend date: 31 Aug 2026
Shares outstanding: 38.42M
Beta (5Y monthly): 1.28

Price, ranges and volume: Yahoo Finance (opens in a new tab) Observed 20 Oct 2026, 17:47 UTC· 1 day ago

Average volume and shares: Nasdaq (opens in a new tab) Observed 22 Oct 2026, 06:37 UTC· 1 hour ago

Dividends: Yahoo Finance dividend history (opens in a new tab) Observed 22 Oct 2026, 06:37 UTC· 1 hour ago

P/E is the price ÷ trailing 12-month diluted EPS from SEC filings.

EPS: SEC EDGAR company facts (opens in a new tab)

Beta: 5 years of monthly returns against the S&P 500, calculated from Yahoo Finance prices. Market cap is the price × shares outstanding. What dividend yield leaves out: dividend yield vs total return

This research is not available for BFH yet

Guidance history

IMPORTANT FINANCIAL DISCLAIMER: The information provided on this platform is for educational and informational purposes only and should not be construed as investment advice. All investments involve risk, including potential loss of principal. Past performance does not guarantee future results. Take Profits is not a registered investment advisor and does not provide personalized investment advice. Users should conduct their own research and consult with qualified financial professionals before making investment decisions. Market data may be delayed and is provided by third-party sources.