Dividend income planner
A twelve-month calendar of the dividends your holdings are due to pay, with payments the companies have announced kept separate from estimates. Plus each holding's dividend history and how well earnings and cash flow cover it.
The plan uses your portfolio
What the plan shows
Announced payments
Dividends a company has declared, with the amount per share, ex-dividend date and payment date as published (Nasdaq dividend calendar for US shares; ASX for Australian shares, including the franking percentage).
Estimated payments
Projections from the payment history: how often the company pays, inferred from recent ex-dates, and its most recent amount. Always labelled as estimates and totalled separately, because companies change, skip and cut dividends.
Dividend history
Dividends per share by year for as far back as the source goes, the change on the year before, and years when the dividend was cut.
Payout coverage
Dividends per share against earnings per share, and for SEC filers dividends paid against free cash flow. Where the figures aren't available (often for ASX companies) the reason is shown instead of a guess.
Questions
What is the difference between announced and estimated payments?
An announced payment has been declared by the company, with its amount, ex-dividend date and payment date, and comes from the Nasdaq dividend calendar for US shares or ASX for Australian shares. An estimated payment is a projection: the schedule is inferred from recent ex-dates and the most recent amount is repeated. Estimates are labelled as estimates and their totals are kept separate.
How are payments worked out for my holding?
The amount per share times your shares. For a payment whose ex-dividend date has passed, the shares you held the day before the ex-date; otherwise the shares you hold today, assuming you keep them.
Are franking credits included?
Amounts are cash dividends. The franking percentage is shown where ASX publishes it for a declared dividend; for other payments franking is shown as unavailable.
What does payout coverage show?
The payout ratio is dividends per share divided by earnings per share. For companies that file with the SEC, dividends paid are also compared with free cash flow (operating cash flow less capital expenditure) for the same financial year.
More detail: how portfolio and income figures are calculated.