Currency conversion calculator
Convert at the daily reference rate and see what a broker’s conversion fee or spread costs you.
Example figures
Your figures
Result
You receive, after the fee
$6,991.63
- Rate used
- 1 AUD = 0.703383 USD (reference rate)
- Inverse
- 1 USD = 1.4217 AUD
- Fee (0.60%)
- $42.20 (A$60.00)
- Effective rate after the fee
- 0.699163 USD
| AUD | USD before fee | USD received |
|---|---|---|
| A$100.00 | $70.34 | $69.92 |
| A$1,000.00 | $703.38 | $699.16 |
| A$5,000.00 | $3,516.92 | $3,495.81 |
| A$10,000.00 | $7,033.83 | $6,991.63 |
| A$50,000.00 | $35,169.16 | $34,958.15 |
European Central Bank reference rates (via Frankfurter), 21 Oct 2026. Reference rates are not dealing rates.
Saved scenarios
Keep named sets of figures to reopen later.
Without an account, bookmark this page or use Copy link to these figures: the page address holds everything you entered. Log in or create a free account to save named scenarios.
How this is calculated
The converted amount is the amount times the rate. A fee or spread of f% leaves (1 − f) × converted amount, so the rate you effectively receive is the rate times (1 − f). A spread built into a quoted rate works the same way, which is why comparing the quoted rate with the reference rate shows what a conversion really costs.
The stored rates are daily reference rates (mid-market, published once each business day). They are a fair benchmark but not a rate you can deal at: banks and brokers quote their own rates around them.
Source: European Central Bank reference rates (via Frankfurter), rates for 21 October 2026.